AI-powered money intelligence

Your Money. Smarter.

AI that understands how you spend, save, and grow. PockitIQ turns every transaction into insights — automatically.

Bank-grade encryption 500+ starter credits Gmail-powered detection
9:41PockitIQ
782
Wealth Score
Excellent · +24
Smart Pockets
🍔 Dining₹4,200
🚗 Travel₹2,850
📚 Learning₹1,100
This month
Saved ₹8,420
+12%
🧠
Smart AI categorization
🔒
Secure & private
📈
Real-time insights
💳
Auto-detected expenses
📄
500+ starter credits
✉️
Gmail-powered detection

Features

Eight modules, one financial brain.

Every PockitIQ feature is built around a single idea — your money should think for itself.

💎

AI Wealth Card

A living snapshot of your financial health, refreshed daily by AI.

🪣

Smart Pockets

Adaptive budgets that reorganise themselves around your real life.

🤖

Auto Detection

Transactions are detected, categorised and explained — automatically.

📊

Monthly Reports

Editorial-grade reports that read like a story, not a spreadsheet.

✉️

Gmail Integration

Securely connect Gmail for instant transaction intelligence.

❤️

Health Score

One number that captures your money momentum in real time.

📈

IQ Invest

AI-generated reports and signals on where your money should go next.

Smart Suggestions

Personalised nudges that compound into smarter decisions over time.

How it works

From transactions to intelligence.

01

Connect Gmail or your account

Securely link in seconds. No statements, no spreadsheets.

02

AI detects & organises

PockitIQ reads your signals and auto-builds your spending universe.

03

Insights & pockets appear

Live wealth score, adaptive budgets, and clear monthly stories.

04

Improve & grow

Daily nudges that compound into smarter money decisions.

Why PockitIQ

Most apps track.
PockitIQ understands.

We didn't build another budgeting tool. We built the financial brain you wish you had — one that reads context, learns your patterns, and tells you what actually matters.

Not just expense tracking — true AI finance assistant
Dynamic, adaptive smart budgeting
Personalised money structure built around you
Future-ready fintech experience
Editorial-grade reports, not raw spreadsheets
Privacy-first by design

Loved by

Real people. Real money. Smarter.

"

PockitIQ caught a subscription I'd forgotten about for 8 months. The wealth score made me actually care about saving.

R
Riya Mehta
Final-year student, Delhi
"

It feels like having a CA in my pocket — minus the jargon. The Gmail sync is genuinely magical.

A
Arjun Kapoor
Product Manager, Bengaluru
"

I track my SIPs, expenses, and goals in one place. The monthly report is the only finance email I actually read.

N
Neha Iyer
Early-stage investor, Mumbai

Get early access

Start smarter money management.

Join the waitlist for early access. First 500 members get lifetime starter credits + premium AI reports.